Hi5Cars is your number one source for premium used and pre-owned cars in NY. We are committed to working with our customers to help them obtain financing and save money on their car as well.
Whether you want to trade in your car, this is your first time purchasing a car, or you are recovering from bad credit, we are here to help you.

Our inventory is packed with some of the best makes and models of cars on the market and we are confident that you will find your dream car right here on our lot. With such a large inventory, you can choose your favorite model, color, and customizations too.

Don’t hold yourself back. We welcome buyers from Brooklyn, Long Island and Queens to our Far Rockaway used car dealership. We can help you get into the perfect vehicle today. Call us at 718.337.2200 718.337.2200 or email us at sales@hi5cars.com.

About Us

At Hi5Cars, we believe that everyone should be able to finance the car they want, and no one should be left in the dust. We work with many customers who have challenged, or bad credit and we are able to get them into the car of their dreams. From traditional financing options to buy here pay here options, we are ready to make a new car happen for you. Our team works hard to bring to you a wide selection of different make and model cars, so that your options are nearly endless. No matter what your situation may be, we can help you get financed for a car you have always wanted.

Why Choose Us

Hi5Cars is your premium source for quality used and pre-owned cars in Brooklyn, Long Island, and Queens. We have established ourselves as one of the best used car dealers in the local area. Some of the reasons you may want to choose us include:

• Cheap cars
• Extended warranty options
• Perform inspections on and certify all pre-owned cars
• Bad credit is accepted
• Buy here pay here program
• Great customer service
• Flexible credit terms
• Combined 75 years of experience
• Low pricing and we run specials on our used cars
• Easy, no hassle application and approval process

We invite you to take a moment to view some of the most commonly asked questions about bad credit car loans in NY. If you still have a question, you can visit our FAQ page to learn more or you can call us today.

What type of documents do I need to bring in to receive a bad credit car loan?

This is a good question. Obtaining a bad credit car loan is not hard when you work with our team. We do not require mountains of paperwork and you only need to bring in four documents with you. We will need a valid driver’s license, current insurance card, utility bill, and your pay stubs. That’s it.

What happens if I am denied credit from one of the banks you work with?

If you have bad credit, no credit, or challenged credit, you may be denied financing through the banks and lenders we work with. This commonly happens. If you cannot secure a source of credit for the car you want to purchase, we do offer a buy here pay here program. Our in-house financing department will extend credit to you and go over all of the details with you.

How can I know that your used cars for sale in NY are reliable?

Many people wonder how they can be sure they are not being sold a car in poor condition. Our team takes the safety and reliability of your vehicle seriously. We perform a 172-point inspection on ALL of our used cars for sale. In fact, to be offered for sale, the cars need to pass the inspection. The pre-owned car you buy come with a complete Carfax report that you are free to look over. The Carfax report will let you know if the vehicle was involved in any accidents, floods, and what major repairs have been done to the car along with its maintenance records. Lastly, all of our used cars come with the option to purchase an extended warranty to provide you with the peace of mind you need.

Bad Credit – No Problem! We Offer Financing

If you have bad credit, call us! Hi5Cars offers bad credit car financing in NY and we can get you into the vehicle you want. When you are unable to find a source of credit due to your poor credit rating or history, our in-house financing team may step up and extend credit to you. We offer a buy here pay here program that has helped many individuals take home their dream car the same day. Our BHPH program allows you to get a car and on-time payments can help rebuild your credit, so it is a win-win. Call us today!

Buy Here Pay Here

Our buy here pay here program is a lifeline for many customers who have bad credit or challenged credit. This program is offered by our in-house financing team and is used when customers are unsuccessful in finding a source of credit to finance their car. Our BHPH program extends credit to you and the interest rate will be higher than that of a traditional loan, but the option accomplishes two things. It allows you to get into a vehicle when you otherwise would not be able to and it helps you rebuild your credit, as we report to the major credit bureaus. If you have bad credit or you have been denied an auto loan before, call Hi5Cars.

Pre-Owned Used Cars for Sale – 100s to Choose From

If you want to explore your options for pre-owned and used cars, our car lot is the perfect place to do it. We carry hundreds of different cars in a variety of makes and models for you to choose from. Unlike other dealerships, we carry a wide selection and you are bound to find the perfect color and customizations right here. We have some of the best pre-owned used cars for sale in NY.

Schedule a Test Drive or Come in Today to Discuss Financing a Car

If you would like to test drive one of our used cars for sale in NY, come visit one of our locations and take your dream car for a spin. Don’t let the worry of bad credit stop you from checking out our options. We can help you finance a car. Call Hi5Cars today at 718.337.2200 718.337.2200 or email us at sales@hi5cars.com.